With house prices all over the UK shooting up over the last few years, it’s no wonder that many borrowers find it difficult to raise the kind of cash deposit that most mortgage lenders have been looking for in the past.

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Because our advisors can search every mortgage on offer in the UK they have access to 100% deals and other special offers that are not offered directly to the public.

In the past, mortgage lenders usually insisted upon a deposit of some level before lending on a property. In recent years lenders have developed a wide range of 100% mortgages for home buyers, especially first time buyers , without the requirement to put down a deposit or leave spare equity. 100% mortgages are very popular in a rising property market.

As the name implies, a 100% mortgage provides the full purchase price for those who do not have a deposit or who would prefer to use their savings to do up their new home. In some cases, your mortgage lender can even provide a 105% mortgage, giving you some extra money to spend on your new home after you buy it.

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